Over the years, Managed care Organizations (MCOs) have been credited for their efficiency and cost-saving benefits in the delivery of medical services to their clients. These organizations provide also provide a wide range of services that include and not limited to network development, credit, and contractual services as well as the hiring of physicians and other medical staff.  Nonetheless, MCOs have widely been criticized for causing liabilities especially in instances where their personnel are responsible for the administration of insurance coverage policies for a hospital stay.  According to Smith (2014), independent physicians are capable of causing medical liability exposure. The liabilities include denial of benefits and health services and unfair billing practices. [Show Less]